Disability
Disability and Impairment, is when you are unable to generate an income, due to physical illness.
You could have been involved in a car accident, and have lost a limb, or you could
suffer from major head trauma. Your disability could be temporary or permanent. This
would be determined by medical examinations. The conditions covered are endless,
depending on which option you take. You can't be without disability or impairment cover.
To use a good argument, you are involved in an armed robbery and are shot in the back.
You could be faced with months of being in hospital undergoing treatment and the possibility
of being without an income, especially if you earn commission or are a contractor. Your bills
still need to be paid, and you most likely still have a family to take care of. Disability
cover should pay you out a lump sum benefit, which could be used to settle outstanding medical
bills, or to settle debt to take the pressure off your monthly finances, in addition to this,
you should receive Disability Income which pays your salary to you, to ensure that there is
not a drop in your standard of living.
Savings
Think about it for a minute... a beautiful multi-coloured sunset and not a care in the world.
This is what retirement is all about - relaxing, enjoying time with your family and watching
the world go by. Whether you enjoy spending time in art galleries, fishing for the big one
or walking hand in hand through the streets of your dream holiday destination, it's all within
reach. You can be certain that when time comes for you to get out of the rat race, we will
be right there. You work hard your whole life; you deserve the rewards of a good retirement.
Planning your future starts today.
Don't wait for a better time; the future happens to everyone and you have to be prepared.
You have a life journey ahead of you and at the end, you want to get the most out of it. We
can help you achieve your goals along the way and give you the financial freedom to enjoy
every moment. You can have enough money to take up bungee jumping classes or an exotic
elephant-back holiday in India - the only limit is your imagination.
"Fun is like life insurance; the older you get, the more it costs."
Frank McKinney
